Zurich emergency medical insurance 3-month medical stability period exclusion for travelers age 59 and under

This policy contains a 3-month medical stability period exclusion applied to all travelers on this policy who are age 59 and under.

This policy does not pay for any treatment, services, expenses, or benefits caused directly or indirectly as a result of any one or more of the following:

A pre-existing medical condition. We will not pay any expenses relating to any of the following:

• a pre-existing medical condition that is not stable in the three (3) months before your effective date; and/or
• your heart condition if, in the three (3) months before your effective date, any heart condition has not been stable, or you have taken any form of nitroglycerine for the relief of angina pain; and/or
• your lung condition if, in the three (3) months before your effective date, any lung condition has not been stable, or you required treatment or Prednisone for a lung condition.

Medical condition means sickness, injury, disease, or symptom; or complication of pregnancy within the first thirty-one (31) weeks of pregnancy.

Please see the policy for complete details.

Starr emergency medical insurance 3-month medical stability period exclusion for travelers age 59 and under

This policy contains a 3-month medical stability period exclusion applied to all travelers on this policy who are age 59 and under.

This policy does not pay for any treatment, services, expenses, or benefits caused directly or indirectly as a result of any one or more of the following:

A pre-existing medical condition. We will not pay any expenses relating to any of the following:

• a pre-existing medical condition that is not stable in the three (3) months before your effective date; and/or
• your heart condition if, in the three (3) months before your effective date, any heart condition has not been stable, or you have taken any form of nitroglycerine for the relief of angina pain; and/or
• your lung condition if, in the three (3) months before your effective date, any lung condition has not been stable, or you required treatment or Prednisone for a lung condition.

Medical condition means sickness, injury, disease, or symptom; or complication of pregnancy within the first thirty-one (31) weeks of pregnancy.

Please see the policy for complete details.