Many Canadians are denied travel insurance because of pre-existing medical conditions and are faced with a dilemma. They could either travel without health insurance and take an enormous financial risk should they become ill or have an accident, or cease traveling altogether.
Compounding the issue are medical stability periods. Most travel insurance policies require travellers to be ‘medically stable’ for three, six and sometimes as long as12 months before traveling. Medically stable means that there can be no changes in your health condition or medications during that period. Failure to disclose any change, such as being prescribed a new medication or even a change in dosage, could render your policy null and void, resulting in a denial of any claim.
ClearCompare.ca, a Canadian insurance provider, offers Canadians with pre-existing medical conditions the opportunity to secure comprehensive and personalized travel insurance. Unlike traditional travel insurance policies, Clear Compare’s proprietary medical assessment technology can provide travel coverage for over 1,300 medical conditions including transplants, epilepsy, stroke, heart conditions, diabetes, and cancer, all without medical stability period limitations and/or exclusions.
ClearCompare.ca provides travelers with the opportunity to secure complete coverage even with recent changes in their health status or medication, backed by leading, brand name insurance companies, including Manulife and AIG.
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