travel insurance pre-existing conditions

Travel Insurance for Pre-Existing Conditions

by Lawrence Ferron

Welcome to, your trusted source for travel insurance coverage tailored to the needs of Canadians with pre-existing health conditions. We understand the challenges faced by individuals who have been denied travel insurance due to their medical history, and we are here to provide a solution. With, you can travel with peace of mind, knowing that you are protected against unforeseen medical expenses and emergencies.

The Dilemma of Pre-Existing Conditions

Many Canadians find themselves in a difficult position when it comes to travel insurance. Having a pre-existing medical condition often leads to denials or limitations in coverage, leaving individuals with a tough decision to make. They are left with two choices: risking their financial stability by traveling without insurance or sacrificing their travel plans altogether. At, we believe that neither option is acceptable, and that’s why we strive to bridge this gap in the insurance industry.

Medical Stability Periods: Understanding the Limitations

One of the major hurdles faced by individuals with pre-existing conditions is the requirement of a “medically stable” period before traveling. This means that there should be no changes in the health condition or medications during a specific duration, typically ranging from three to twelve months. Failing to meet this criterion can result in the nullification of your policy, leaving you without coverage in case of any unfortunate incidents, for example, if you are traveling after a stroke. We understand the frustration and limitations this poses, and we’re here to offer you a better alternative.

Introducing Comprehensive and Personalized Coverage is proud to be a leading Canadian insurance provider specializing in travel insurance for pre-existing conditions. Our unique approach utilizes proprietary medical assessment technology, enabling us to offer coverage for over 2,000 medical conditions. We firmly believe that having a pre-existing condition shouldn’t hinder your ability to explore the world and enjoy your travel experiences to the fullest.

Unlike traditional travel insurance policies, doesn’t impose medical stability period limitations or exclusions. We recognize that your health can change, and we want to ensure that you remain protected regardless of recent developments in your health status or medications. With us, you can embark on your journeys with confidence, knowing that you have comprehensive coverage specifically designed to meet your needs.

Trusted Partnerships with Leading Insurance Companies

At, we understand the importance of partnering with reputable insurance providers. That’s why we have collaborated with leading, brand-name companies such as Manulife and AIG to offer you the best possible coverage. Our partnerships guarantee that you receive top-tier service and financial security throughout your travel adventures.

Don’t let a pre-existing condition limit your travel dreams is here to provide you with the travel insurance coverage you deserve. Our dedicated team of experts is ready to assist you in navigating the complexities of insurance and finding a policy that suits your unique needs. Start your journey towards worry-free travel today and explore the world with confidence. Trust for comprehensive coverage tailored to Canadians with pre-existing conditions.

Author: Lawrence Ferron

With over twenty-five years of experience in financial services, Lawrence Ferron had held senior executive positions at leading Canadian financial institutions. Prior to founding Clear Compare insurance, he was Vice President and Head of Product & Marketing for Manulife’s direct-to-consumer Insurance division.

Why choose Clear Compare

Compare plans and save

We do the hard work for you, so you can compare plans and premium rates to get a policy that meets your needs, at the best value.

Expert advice and service

Our experienced Clear Compare advisors are dedicated to looking after your best interests with expert, un-biased advice without fees or sales pressure.

Coverage that comes with confidence

One size doesn’t fit all when it comes to insurance. We’ll work with you to tailor a solution to suit your unique needs for confident protection when you need it most.

Keep me up to date on the latest news and offers.

Subscribe now

If you have questions or would like assistance please call 416-814-5591 and an experienced Clear Compare advisor will be happy to help - without any sales pressure, they're not on commission.