Compare specialized travel insurance for pre-existing conditions
CONTACT US
2 Bloor St. East, Suite 3500
Toronto, ON M4W 1A8
(416) 814 5591
info@clearcompare.ca
ABOUT US
Clear Compare is a fully licensed Canadian insurance provider offering Travel, Heath and Life Insurance products to Canadians. We work with many of Canada's most trusted insurance companies, such as AIG Travel Guard, Manulife, RBC Insurance and many more.
© 2025, clearcompare.ca, All rights reserved.
Getting travel insurance is one of those easy steps that protects your health, finances, and peace of mind while you’re away. But when it comes to travel insurance, it’s critical that you have the right travel insurance policy that meets your unique needs and health history.
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Why choose Clear Compare
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Specialized coverage for pre-existing medical conditions
No medical stability period exclusions
Turnkey solution, no integration required
(416) 814 5591
No stability periods, comprehensive coverage even with a recent change in health status
We compare trusted insurance providers
Our experienced Clear Compare advisors are dedicated to looking after your best interests with expert, un-biased advice without fees or sales pressure.
(416) 814 5591
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List details of your trip
Declare any medical conditions you have: Clear Compare covers over 2000 conditions
Compare personalized quotes from trusted insurance providers and buy the policy online or give us a call
No stability periods, comprehensive coverage even with a recent change in health status
Expert, un-biased advice without fees or sales pressure
Compare rates and get the best value
Compare rates and get the best value
Expert, un-biased advice without fees or sales pressure
Are you an insurance broker? Join our partner program to get your clients travel insurance protection they need.
Insurance brokers, join our partner program
info@clearcompare.ca
(416) 814 5591
Why Choose Clear Compare
Comprehensive coverage with changes in health status
With no medical stability period requirements, you can get comprehensive coverage even with a recent diagnosis, change in medication or treatment.
With no medical stability period requirements, you can get comprehensive coverage even with a recent diagnosis, change in medication or treatment.
Protect your health and finances, for peace of mind travel
Selecting the right travel insurance is paramount, especially for travellers concerned about coverage for pre-existing medical conditions.
Selecting the right travel insurance is paramount, especially for travellers concerned about coverage for pre-existing medical conditions.
Dedicated customer service and expert advice
Don’t need to go it alone, speak with an experienced, licenced insurance advisor dedicated to looking after your best interests with expert, un-biased advice.
Instant online quotes and competitive pricing
Easily compare plan options and quotes to find a policy that meets your unique needs and health history, at the best value.
Easily compare plan options and quotes to find a policy that meets your unique needs and health history, at the best value.
Don’t need to go it alone, speak with an experienced, licenced insurance advisor dedicated to looking after your best interests with expert, un-biased advice.
Check out our customer reviews
Are you an insurance broker?
Join our partner program to get your clients travel insurance protection they need.
© 2025, clearcompare.ca, All rights reserved.
EFS North America Limited o/a Clear Compare is a fully licensed Canadian insurance provider offering Travel, and Heath Insurance products to Canadians. We work with Canada's most trusted insurance companies to offer you Canada’s best insurance products tailored to meet your unique needs.
Contact
2 Bloor St. East, Suite 3500 Toronto, ON M4W 1A8
(416) 814 5591
info@clearcompare.ca
Hours of operations
Monday - Friday: 9am - 6pm
Saturday: 9am - 4pm
Sunday: 10am - 3pm
Contact
info@clearcompare.ca
(416) 814 5591
2 Bloor St. East, Suite 3500 Toronto, ON M4W 1A8
Understanding the Limitations of Standard Policies
Prioritizing Pre-existing Condition Coverage
What Pre-existing Conditions do you need to declare
Standard travel insurance policies often fall short in addressing the unique needs of individuals with medical conditions. Standard policies have stability period requirements, a defined time frame in which an individual’s pre-existing medical condition must remain unchanged (stable) prior to travel departure date to qualify for coverage. Even a change in the dosage of any prescription medications you take (including an increase, decrease or stoppage) will deem a condition to be unstable.
Specialized travel medical insurance, called “Medically Underwritten” travel insurance shines in its ability to cover pre-existing conditions. Unlike traditional policies, Clear Compare’s medically underwritten policies do not impose medical stability period limitations or exclusions.
Full coverage can be available even with a recent change in health status, diagnosis of a new condition, changes in medication and/or treatment of an existing medical condition.
“Pre-existing” refers to any medical condition for which medical advice, diagnosis, care, or treatment was recommended or received before applying for a travel insurance policy.
At Clear Compare, we use a Medical Screening Tool that can help you to easily declare your medical conditions. For some conditions, we need to know if they have ever been present; for others, we need to know if they occurred within a certain period.
If You’re Unsure: Not sure whether a condition counts? Don’t guess – our experienced insurance advisors are always available to help clarify.
We work with you to understand your unique situation to ensure we offer you appropriate coverage that meets your needs.
By comparing plans and premium rates from a variety of leading insurance providers, we offer comprehensive coverage, at the best value.
Clear Compare Insurance Advisors are dedicated to looking after your best interests with expert, un-biased advice without sales pressure. .
Clear Compare: Your Trusted Partner when Buying Travel Medical Insurance
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Getting travel insurance is one of those easy steps that protects your health, finances, and peace of mind while you’re away. But when it comes to travel insurance, it’s critical that you have the right travel insurance policy that meets your unique needs and health history.
Understanding the Limitations of Standard Policies
Standard travel insurance policies often fall short in addressing the unique needs of individuals with medical conditions. Standard policies have stability period requirements, a defined time frame in which an individual’s pre-existing medical condition must remain unchanged (stable) prior to travel departure date to qualify for coverage. Even a change in the dosage of any prescription medications you take (including an increase, decrease or stoppage) will deem a condition to be unstable.
Prioritizing Pre-existing Condition Coverage
Specialized travel medical insurance, called “Medically Underwritten” travel insurance shines in its ability to cover pre-existing conditions. Unlike traditional policies, Clear Compare’s medically underwritten policies do not impose medical stability period limitations or exclusions.
Full coverage can be available even with a recent change in health status, diagnosis of a new condition, changes in medication and/or treatment of an existing medical condition.
What Pre-existing Conditions do you need to declare
“Pre-existing” refers to any medical condition for which medical advice, diagnosis, care, or treatment was recommended or received before applying for a travel insurance policy.
At Clear Compare, we use a Medical Screening Tool that can help you to easily declare your medical conditions. For some conditions, we need to know if they have ever been present; for others, we need to know if they occurred within a certain period.
If You’re Unsure: Not sure whether a condition counts? Don’t guess – our experienced insurance advisors are always available to help clarify.
(416) 814 5591
info@clearcompare.ca
Clear Compare: Your Trusted Partner when Buying Travel Medical Insurance
We work with you to understand your unique situation to ensure we offer you appropriate coverage that meets your needs.
By comparing plans and premium rates from a variety of leading insurance providers, we offer comprehensive coverage, at the best value.
Clear Compare Insurance Advisors are dedicated to looking after your best interests with expert, un-biased advice without sales pressure.
(416) 814 5591
info@clearcompare.ca
(416) 814 5591
info@clearcompare.ca