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Trip cancellation insurance reimburses you for non-refundable deposits on pre-paid travel arrangements and cancellation penalties that a transportation carrier or tour guide may charge.
Trip interruption insurance covers extra costs if you need to return home sooner or later than planned and reimburses you for non-refundable portions of unused, prepaid travel arrangements.
Subsistence allowance insurance reimburses you for extra expenses like a hotel, meals, taxi fares and more if a covered situation happens.